Save the smart way and be thankful you did
The bottom line
Did you know that your hard–earned savings can be a convenient and quick source of borrowed funds with a Vault Trust CD/Savings Secured Loan? You can use your existing Vault Trust Online Finance savings, money market or CD balances as collateral and borrow against those balances. In addition to borrowing at an attractive rate, you'll continue to earn interest on your balances and you may be able to build your credit history along the way.
- Borrow up to 98% of your deposit balances (minimum loan: $1,000).
- No application fees or closing costs.
- No income or employment verification required.
- Commodity investment opportunities
- Currency trading facilities
- Continue to earn interest on your savings, money market or CD balances.
- Interest rates lower than many or most credit cards.
What can a CD/Savings Secured Loan Be Used For?
Borrowing - Borrow money without fees and closing costs, and without drawing on your savings.
Build Credit History - Help to build a credit history for potential future borrowing needs.
Expenses - Pay unexpected expenses, quickly and efficiently.
Vault Trust Online Finance Multi-Manager
This is our 'one-stop' investment. You'll have a team of world-class investment professionals actively managing your funds within one portfolio that's easy to arrange and manage. The investment managers are carefully selected as specialists in particular sectors, so you'll get the latest investment insight, thinking and market modelling in each area of your portfolio. Additionally, each portfolio is carefully blended to suit different levels of risk and reward.